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Are you looking at increasing health care premiums again this year? Does it seem like your only option is to reduce benefits or increase your employees’ share of the cost?

Wellstone Benefits Advisors can offer you an alternative that will:

  • Maintain or enhance plan benefits
  • Keep employee premiums stable
  • Decrease your cost, adding to the bottom line for your company in the first year

The problem with buying health insurance is that it costs more than buying the benefits themselves. Your insurance company collects what it needs to pay those benefits, plus its costs for administration and profit.

Nationwide, a dollar of group health insurance premium delivers about 85 cents worth of benefits.

We can help you cut out this costly “middleman.”

Our proprietary approach, called the Simple Option Solution:

  1. Lets you “refinance” your health care plans by focusing on buying benefits rather than insurance
  2. Installs a tax-favored strategy allowing your business to insure risks you would otherwise have to pay an insurance company to assume
  3. Cuts your premiums – often by 50 percent or more

The Simple Option Solution works for businesses of all types and sizes. In most cases, you don’t even have to change your insurance carriers.

We aren’t offering a cookie-cutter solution.

We work strategically with you and your management team to:

  • Understand the distinct needs of your business
  • Evaluate your current products and services
  • Develop goals and objectives with you
  • Make specific recommendations for benefits changes to meet your needs – with specific emphasis on tax-saving strategies

We address employee needs, too.

Wellstone also understands that the ultimate success of your benefits program depends on employee understanding and ease of use. We’ll help with:

  • Group meetings
  • One-on-one consultations
  • Ongoing new-hire education
  • Online resources

Give us 30 minutes, and we’ll show you just how far the effects of our solution can move you and your company forward. We promise to offer new and innovative approaches to save you time, hassle and money.

Contact me today for an appointment:
Tom O’Connor

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